📍 SOUTH CAROLINA • 2024 TAX YEAR

1099 vs W-2 Tax Calculator for South Carolina

Compare self-employment taxes vs employee taxes in South Carolina. State income tax rate: 0%–6.4% (graduated). See the complete federal + state + SE tax breakdown.

⚙️ Calculate for South Carolina

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South Carolina Tax Overview for Self-Employed Workers

State Income Tax Rate

0%–6.4% (graduated)

Top Marginal Rate

6.4%

South Carolina has graduated rates up to 6.4%. The first $3,200 is exempt from tax, and the state is gradually reducing its top rate.

As a 1099 contractor in South Carolina, you'll pay federal self-employment tax of 15.3% (on 92.35% of net earnings), federal income tax based on your bracket, and state income tax at the rates shown above. Use the calculator above to see your exact breakdown based on your income level and filing status.

South Carolina 1099 vs W-2 — FAQ

What is the state income tax rate in South Carolina?

South Carolina's income tax rate is 0%–6.4% (graduated) with a top marginal rate of 6.4%. South Carolina has graduated rates up to 6.4%. The first $3,200 is exempt from tax, and the state is gradually reducing its top rate.

How much self-employment tax do I pay in South Carolina?

Self-employment tax is a federal tax of 15.3% (12.4% Social Security + 2.9% Medicare) — it's the same regardless of which state you live in. In South Carolina, you also pay state income tax of 0%–6.4% (graduated) on top of federal income tax and SE tax. The SE tax applies to 92.35% of your net self-employment earnings.

Is it better to be 1099 or W-2 in South Carolina?

In South Carolina, a 1099 contractor pays approximately 7.65% more in self-employment tax compared to a W-2 employee on the same gross income. However, 1099 contractors can deduct business expenses (home office, equipment, travel, health insurance) and half of SE tax from AGI. With South Carolina's state tax rates up to 6.4%, planning is important. The right choice depends on your deductions, benefits needs, and career goals.

Do I need to make quarterly estimated tax payments in South Carolina?

Yes. If you expect to owe $1,000+ in federal tax, you must make quarterly estimated payments (Form 1040-ES) by April 15, June 15, September 15, and January 15. South Carolina also requires quarterly estimated state tax payments if you expect to owe state taxes.

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